Klarna – Up to 15% Off Gift Cards Including One4all Exchange

Overview

Klarna's app has a built-in gift card store covering hundreds of UK brands, and a selection is currently discounted: Zalando at 15% off, with Nike, Primark, Uber and One4all Exchange at 10% off. The One4all Exchange card is the flexible pick — it's a digital code you swap for an eGift from major retailers like M&S, John Lewis, Argos, Boots, IKEA, Currys, TK Maxx and Nando's, so 10% off it is close to money off wherever you were going to shop anyway.

New to Klarna? Start with the Klarna Debit £10 welcome bonus — sign up through that offer first, then come back and buy your discounted gift cards, so one signup earns you both. One thing to know: gift card purchases don't count towards the welcome bonus's 3 qualifying transactions, so complete those with everyday spending.

How to Claim

1. New to Klarna? Grab the £10 welcome bonus first — you'll need the app anyway
2. Otherwise, tap the 'Get This Offer' button to see Klarna's gift card store, then sign in to the app (gift cards are app-only)
3. Open the Gift cards section and look for the discount badge on each brand
4. Buy the card — the discount is applied at checkout, no code needed
5. Your digital gift card arrives in the app, ready to spend

Requirements

• The Klarna app and a UK Klarna account
• Gift cards must be bought in the app — the discount isn't available on the website

Important Terms

• Discounts vary by brand and rotate over time — the rates above were live in August 2026 but can change or end without notice, so check the badge in the app before buying
• Gift cards are non-refundable once delivered, and each brand's own expiry rules apply
• One4all Exchange codes can't be spent in shops directly — you redeem the code online and swap it for a retailer eGift of your choice, and the code is valid for 12 months
• A small service fee may apply on some brands — the checkout shows the final price before you pay
• You can pay in full at checkout; Klarna's pay-later options are also offered, but a discount isn't a reason to take on BNPL instalments

Tips

• Signing up? Do the £10 welcome bonus with everyday purchases first — gift card purchases are excluded from its 3 qualifying transactions, so buy your discounted gift cards separately
• One4all Exchange is the standout — 10% off, then swap for an eGift at whichever of its retailers you actually shop with (M&S, Argos, Boots, IKEA and more)
• Buying a gift card for a purchase you were already planning (trainers, a food shop, a takeaway) locks in the saving with zero extra spend
• Check back regularly — the discounted brand list rotates, and bigger one-off discounts appear on individual brands