Scottish Friendly - Up to £345 My Rewards Voucher (My Choice ISAs)

Overview

Scottish Friendly's Welcome Gift gives up to £345 in My Rewards gift vouchers (Argos, John Lewis, M&S and other UK retailers) when you open one of their qualifying Choice ISAs directly and either invest a lump sum, set up a regular monthly payment, or both.

This is a separate offer from the My MoneyBuilder Select ISA via TopCashback — different product range, different mechanism, applied for directly through Scottish Friendly rather than via a cashback site.

Qualifying Products

The Welcome Gift applies to new policies opened directly with Scottish Friendly in these three products only:

• My Choice (ISA)
• My Easy Choice (ISA)
• My Climate Leader Choice (ISA)

The Welcome Gift does not apply to the My MoneyBuilder Select ISA — for that, use the existing TopCashback route (see our Scottish Friendly ISA offer).

Voucher Tiers

Regular monthly payments (paid after 6 qualifying monthly payments, within 28 days):

Monthly premium	Voucher
£70.00 – £79.99	£30
£80.00 – £89.99	£35
£90.00 – £99.99	£40
£100+	£45

Lump sum premium (paid after remaining invested for 6 months, within 28 days):

Lump sum	Voucher
£5,000 – £9,999	£100
£10,000 – £14,999	£200
£15,000 – £20,000	£300

You can claim one voucher per payment type — i.e. one monthly reward + one lump sum reward stack to a maximum £345 (£45 + £300).

How to Claim

1. Choose which Choice ISA suits you (My Choice, My Easy Choice or My Climate Leader Choice)
2. Apply directly at scottishfriendly.co.uk — not via a cashback site (cashback routes are for the separate MoneyBuilder Select ISA)
3. Set up your regular monthly payment at £70+ and/or fund a lump sum of £5,000+
4. Regular payments: wait until 6 qualifying monthly payments have been received — Scottish Friendly emails the voucher code within 28 days
5. Lump sum: keep it invested for at least 6 months — voucher code arrives within 28 days
6. Redeem the My Rewards code at Argos, John Lewis, M&S etc. within 12 months of issue

Requirements

• UK resident, 18+
• Must open a new policy — payments into an existing policy don't qualify
• ISA transfers are excluded — only fresh contributions count
• One monthly-payment voucher and one lump-sum voucher per customer
• Open to both new and existing Scottish Friendly customers (provided you're opening a new qualifying policy)
• Scottish Friendly may refuse vouchers where multiple ISA applications appear to abuse the offer

Important Notes

• This is an investment ISA — your capital is at risk and the value can go down as well as up
• The £45 monthly tier kicks in at exactly £100/month, so set the standing order to £100 (not £99.99) if you want the top monthly voucher
• The maximum monthly voucher is £45 regardless of how much above £100/month you pay
• The lump-sum cap is £20,000 (the 2026/27 ISA annual limit)
• Gift codes expire 12 months from date of issue — redeem promptly
• Voucher retailers are subject to change; Scottish Friendly is not liable if a retailer leaves the My Rewards platform after voucher issue
• Scottish Friendly is FCA/PRA regulated; FSCS protected (registration number 110002)