Scottish Friendly - Up to £345 My Rewards Voucher (My Choice ISAs)

Overview

Scottish Friendly's Welcome Gift gives up to £345 in My Rewards gift vouchers (Argos, John Lewis, M&S and other UK retailers) when you open one of their qualifying Choice ISAs directly and either invest a lump sum, set up a regular monthly payment, or both.

This is Scottish Friendly's own welcome gift, applied for directly. It can't be combined with the TopCashback cashback route for the My Choice ISA — TopCashback excludes anyone who receives a Scottish Friendly gift voucher, and its cashback is usually higher (see our Scottish Friendly ISA cashback offer).

Qualifying Products

The Welcome Gift applies to new policies opened directly with Scottish Friendly in these three products only:

• My Choice (ISA)
• My Easy Choice (ISA)
• My Climate Leader Choice (ISA)

The Welcome Gift does not apply to the My MoneyBuilder Select ISA.

Voucher Tiers

Regular monthly payments (paid after 6 qualifying monthly payments, within 28 days):

Monthly premium	Voucher
£70.00 – £79.99	£30
£80.00 – £89.99	£35
£90.00 – £99.99	£40
£100+	£45

Lump sum premium (paid after remaining invested for 6 months, within 28 days):

Lump sum	Voucher
£5,000 – £9,999	£100
£10,000 – £14,999	£200
£15,000 – £20,000	£300

You can claim one voucher per payment type — i.e. one monthly reward + one lump sum reward stack to a maximum £345 (£45 + £300).

How to Claim

1. Choose which Choice ISA suits you (My Choice, My Easy Choice or My Climate Leader Choice)
2. Apply directly at scottishfriendly.co.uk — not via a cashback site (you can have the welcome gift or cashback, not both)
3. Set up your regular monthly payment at £70+ and/or fund a lump sum of £5,000+
4. Regular payments: wait until 6 qualifying monthly payments have been received — Scottish Friendly emails the voucher code within 28 days
5. Lump sum: keep it invested for at least 6 months — voucher code arrives within 28 days
6. Redeem the My Rewards code at Argos, John Lewis, M&S etc. within 12 months of issue

Requirements

• UK resident, 18+
• Must open a new policy — payments into an existing policy don't qualify
• ISA transfers are excluded — only fresh contributions count
• One monthly-payment voucher and one lump-sum voucher per customer
• Open to both new and existing Scottish Friendly customers (provided you're opening a new qualifying policy)
• Scottish Friendly may refuse vouchers where multiple ISA applications appear to abuse the offer

Important Notes

• This is an investment ISA — your capital is at risk and the value can go down as well as up
• The £45 monthly tier kicks in at exactly £100/month, so set the standing order to £100 (not £99.99) if you want the top monthly voucher
• The maximum monthly voucher is £45 regardless of how much above £100/month you pay
• The lump-sum cap is £20,000 (the 2026/27 ISA annual limit)
• Gift codes expire 12 months from date of issue — redeem promptly
• Voucher retailers are subject to change; Scottish Friendly is not liable if a retailer leaves the My Rewards platform after voucher issue
• Scottish Friendly is FCA/PRA regulated; FSCS protected (registration number 110002)