Scottish Friendly My Choice ISA - Up to £500 Cashback via TopCashback

Overview

Scottish Friendly is a UK mutual investment provider. Open a new Scottish Friendly My Choice (ISA) by clicking through from TopCashback and you can earn £130–£490 cashback on a lump sum of £2,000+, or £150–£500 for regular monthly payments of £50+ kept up for 6 months.

Cashback Tiers

Lump sum (must stay invested for 6 months):

Lump sum	Cashback
£2,000 – £3,999	£130
£4,000 – £5,999	£250
£6,000 – £9,999	£300
£10,000 – £19,999	£350
£20,000+	£490

Regular monthly payments (paid after the 6th consecutive qualifying payment):

Monthly payment	Cashback
£50 – £99.99	£150
£100 – £199.99	£310
£200 – £299.99	£330
£300 – £399.99	£400
£500 – £999.99	£450
£1,000+	£500

How to Claim

1. Click the link on this page to join TopCashback and register your BACS details
2. Search TopCashback for Scottish Friendly My Choice (ISA) and click through from there
3. Open a brand-new My Choice (ISA) straight away in the same session, letting the confirmation page fully load
4. Pay your lump sum or set up your monthly Direct Debit
5. Keep the lump sum invested for 6 months, or keep monthly payments going until the 6th has been received
6. Cashback is paid within 28 days after that and becomes withdrawable via BACS once confirmed

Requirements

• UK resident, opening a new My Choice (ISA) — one per member
• Must never have held and cancelled a Scottish Friendly policy
• Must click through from TopCashback and open the ISA immediately so it tracks
• Monthly payments must not be reduced or stopped during the 6 months
• Don't use any promo code not listed on TopCashback

Important Terms

• Not combinable with Scottish Friendly's own welcome gift — you aren't eligible for cashback if you receive a gift voucher from Scottish Friendly
• Only one cashback offer per policy; multiple ISA applications are merged
• Cashback rates can change up or down at any time — check the rate on TopCashback before you apply
• Capital at risk — the value of investments can go down as well as up
• The 2026/27 ISA allowance is £20,000

Tips

• The £50/month tier pays £150 for £300 paid in over 6 months — the best return per pound
• Screenshot the TopCashback rate and your application confirmation in case you need to raise a claim
• Contact TopCashback (not Scottish Friendly) for any cashback queries