M&S Bank - Up to £30 for Opening a Credit Card

Overview

M&S Bank credit cards earn M&S points on everyday spending. You can get £30 cashback on the Transfer Plus or Reward card (or £25 on the Purchase Plus card) when you apply through the cashback portal and get approved.

Boost It: Join Quidco First

This cashback is paid through Quidco, so you'll need an account. If you're new, join through our Quidco sign-up offer before you click through — you'll get an extra £10 sign-up bonus on top of the reward here.

How to Claim

1. Click the link on this page to go through the cashback portal (free account needed, paid out by bank transfer)
2. Use the M&S Bank eligibility checker first (soft search)
3. Complete the whole application online and get approved
4. Make a balance transfer or a purchase within 3 months of activating the card
5. Cashback tracks within 24 hours and pays within around 3 months

Requirements

• You must not already hold an M&S Bank credit card
• UK resident, 18+, with a UK bank account, subject to a full credit check
• Application must be completed fully online — not over the phone
• The card must be used (balance transfer or purchase) within 3 months
• Standard cashback tracking rules — click through and apply in the same browser session, with ad blockers off

Important Terms

• A hard credit search appears on your file
• Rates shown are the portal's headline rates — members on the free tier may see a lower amount; check before you click the 'Get This Offer' button
• Don't use a voucher code or apply for another M&S Bank product through the same link
• Repay in full monthly (outside any 0% period) or interest wipes out the gain

Tips

• M&S points and any intro 0% period on the card stack on top of the cashback
• Don't stack several credit applications close together