TopCashback
The UK's highest paying cashback site
Overview
TopCashback is the UK's most popular cashback site, consistently offering higher rates than its competitors. Founded in 2005, it has paid out over £1 billion to its members. You earn cashback by clicking through to retailers via TopCashback before making a purchase — the retailer pays TopCashback a commission, and TopCashback passes all of it on to you.
The platform is completely free to use. There's no annual membership fee, and unlike some competitors, TopCashback doesn't take a cut of your cashback. You simply sign up, browse their merchant list, click through, and shop as normal. Cashback is tracked automatically and appears in your account within a few days, though it takes 1-3 months to confirm and become withdrawable.
TopCashback is ideal if you already do a significant amount of online shopping — groceries, clothing, electronics, insurance, and financial products all have cashback rates. It's essentially free money for purchases you'd make anyway.
Pros
- Highest cashback rates in the UK — often 20-30% higher than Quidco
- Completely free — no annual fee or commission taken
- Over 5,000 retailers including all major UK brands
- Browser extension for automatic cashback reminders
- Bonus cashback events and seasonal promotions
- Multiple withdrawal options: PayPal, bank transfer, or gift cards (often at boosted value)
Cons
- Cashback takes 1-3 months to confirm before you can withdraw
- Occasional tracking failures (need to raise a claim)
- Some merchants have strict T&Cs that can void cashback
- No instant cashback — everything goes through a confirmation period
Our Verdict
TopCashback earns a 4.5/5 from us. This is one of the best UK beermoney platforms available — highly recommended for most people.
Best for: Anyone who shops online regularly. Sign up and start earning on purchases you're already making.
Quick Stats
Estimated Reward
Variable — depends on your spending
Effort Level
Easy
Time to Complete
Ongoing
Time to Payout
1-3 months
Min Spend
None (earn on purchases you'd make anyway)
Trustpilot
4.7/5
Founded
2005
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