eToro - Up to £500 in Free Stock (£500 Minimum Deposit, 90-Day Hold)

Overview

eToro (FCA FRN 583263) is running a tiered Welcome Bonus for new UK customers — up to £500 in free US stock based on your first deposit. The deposit must remain in your account for 90 days; the free stock lands within 7 days of meeting all the qualifying terms.

UK users only get Qualified Stocks (no crypto rewards — FCA financial-promotions rules).

The reward scales with deposit size, so the effective return depends heavily on which tier you target. The £10,000 → £500 tier is the sweet spot (5% return for 90 days locked); the entry tier is much weaker.

Free Stock Tiers (UK)

The T&Cs Appendix A actually lists these in US dollars (US$500 / US$1,000 / US$5,000 / US$10,000) — eToro's GBP landing page treats £ and $ 1-for-1 for the tier brackets, but the free stock you receive is US-dollar denominated. There's no upside above the £10,000 tier.

How to Claim (Step-by-Step)

1. Use the link on this page — tap Get This Offer to land on go.etoro.com/en/deposit/tiered-bonus-GBP. The Welcome Bonus is tied to this specific promotional URL — landing on eToro any other way (homepage, app store, search engine click, an invite from another user) can leave your account outside the promotion and eToro support has refused the bonus in those cases.
2. Click "Get Started" and create an eToro account. Select "Stocks" as your investment interest during sign-up (the Welcome Bonus is not available for accounts that only register for CFDs).
3. Verify your account — UK photo ID + proof of address + the standard appropriateness questionnaire. The account must be fully verified before any deposit counts toward the bonus.
4. Make your first deposit by bank transfer — bank transfer lands in your GBP account (eToro Money UK Ltd, FRN 900923) which is the cheapest way to fund. Choose your tier deliberately — only the first deposit counts. Top-ups later will not bump you to a higher tier.
5. You can leave the deposit as cash — there is no requirement to buy a stock with your own money. The T&Cs only require that the deposited amount stays in your account for 90 days.
6. Pick your free stock during sign-up — eToro shows a list of Qualified Stocks (Apple, Nvidia, Amazon etc.). Pick a less-volatile one if you'd rather not have FX + price swings affect the value at day 90.
7. The free stock arrives within 7 days — credited as a USD-denominated position inside the eToro trading account. Don't panic if it takes a few days; some users have it instantly, others wait up to a week.
8. Wait 90 days before withdrawing your original deposit. The T&Cs allow eToro to claw back the bonus if you withdraw early, and they actively enforce this — early withdrawals have been flagged for fraud review with funds held for 1–2 weeks pending proof.
9. Withdraw via the GBP account — sell the free stock first, move the USD proceeds back to the GBP wallet, then withdraw to your bank. Withdrawing directly from USD costs $5; withdrawing from GBP is free and instant.

Requirements

• 18+, UK resident, passes eToro's appropriateness/suitability checks
• Brand-new eToro customer — never held an eToro account (or closed it >30 days ago AND no prior bonus claimed — see Pitfalls)
• Minimum first deposit £500
• Funds remain on account 90 days from deposit date
• One account per person/household — opening a second account to claim the bonus forfeits it
• Account must be fully verified before the deposit counts

Important Terms

• No fixed end date — eToro reserves the right to terminate the promotion at any time at its sole discretion
• First deposit only — top-ups don't move you up a tier
• Reward is US$-denominated stock, not cash — FX moves can change the GBP value at day 90
• Reward arrives within 7 days of meeting qualifying terms (often instantly, sometimes longer)
• The free stock purchase is subject to eToro's fees, so you may receive slightly less than the headline £40 / £100 / £300 / £500
• eToro can substitute the reward with an equivalent-value alternative at its discretion
• Capital at risk — the free stock can fall in value before you sell
• You are solely responsible for tax on the Welcome Bonus
• Welcome Bonus is not an incentive to trade CFDs
• Standard eToro fees apply — see eToro's fee schedule before depositing

Pitfalls

• Wrong sign-up route disqualifies you. The Welcome Bonus is tied to the promotional URL go.etoro.com/en/deposit/tiered-bonus-GBP. Arriving at eToro by any other path can leave you outside the promotion and support has refused the bonus in those cases. Always confirm the URL before signing up.
• Previous customers are flagged via KYC. eToro's dedup is very aggressive — fresh device + fresh ID + fresh phone number has been matched and blocked. The "closed >30 days ago" clause in I(d) is overridden in practice by III(f) ("one account per person/household") and III(h) (multi-account abuse). If you've ever held an eToro account, assume you're not eligible.
• Early withdrawal can trigger holds. Users who withdrew quickly in past rounds had funds frozen for 1–2 weeks and had to submit additional proof. Following the 90-day hold avoids this entirely.
• $5 USD-withdrawal fee if you withdraw from the USD trading account directly. Always sell + move to GBP wallet first.
• Inactivity fee is $10/month after 12 months with no login — easy to avoid; just log in once a year.
• Deposit currency matters for tier qualification — eToro evaluates in USD equivalent. If GBP/USD shifts unfavourably, you may want to overshoot slightly to be safe (e.g. £550 instead of £500 for the entry tier).

Tips

• The £10,000 → £500 tier is the highest absolute return (5% over 90 days = ~20% annualised on £10k locked).
• The £5,000 → £300 tier is the highest relative return (6% over 90 days = ~24% annualised on £5k locked).
• The £500 → £40 tier is only 8% effective — but it's the least capital at risk and the simplest sanity check.
• Pick the free stock carefully — Apple / Microsoft / Amazon are less volatile than Nvidia / Tesla. If you're here for a bank-and-leave bonus, less volatility = closer to the headline number at day 90.
• Set a calendar reminder for day 90 so you can sell and withdraw cleanly without the clawback risk.
• Full T&Cs: Tiered Airdrop T&Cs PDF