Zopa Biscuit Current Account – £20 Bonus for 7 Card Payments

Overview

Zopa is a UK bank authorised by the PRA and regulated by the FCA, with FSCS protection on eligible deposits. Open a Biscuit current account via the 'Get This Offer' button and make 7 card transactions within 30 days — you'll get £20 paid into your account. There's no minimum spend on the transactions.

How to Claim

1. Click the 'Get This Offer' button on this page and enter your UK mobile number — use the same number you'll open the account with
2. Download the Zopa app and open a Biscuit current account (ID verification: passport or driving licence; no hard credit check)
3. Make at least 7 card transactions, in store or online, with your Biscuit debit card or via Apple Pay / Google Pay — any amount counts
4. Complete both steps within 30 days of submitting your mobile number
5. The £20 is credited to your Zopa account within 30 days of qualifying

Requirements

• Must be a new Zopa customer — never used the Zopa app or held any Zopa product (loan, credit card, savings) before
• Must sign up via the 'Get This Offer' button, using the same mobile number you entered
• UK resident, aged 18+, UK tax residency only
• Must make 7 card transactions within 30 days of submitting your mobile number

Important Terms

• £20 is paid as cash into your Zopa account within 30 days of completing the qualifying steps
• Both steps must be completed within 30 days of submitting your mobile number
• Cannot be combined with other Zopa welcome promotions
• Only the most recent invite link you clicked before downloading the app counts
• Reward is forfeited if the account is closed or suspended before payment
• Zopa can change or withdraw the promotion at any time — no end date has been published

Tips

• Seven small contactless payments (a coffee, a meal deal, a bus fare) tick the transaction box — there's no minimum value, so spread them over a week or two
• Add the card to Apple Pay or Google Pay as soon as the account opens so you can start transacting before the physical card arrives
• Pick your Biscuit benefit when you open the account: 2.75% AER on your balance, 3% cashback on eating out, or 3% cashback on bills (both capped at £150/month spend, up to £54/year) — switchable any time
• Every Biscuit account also comes with a free Caffè Nero drink every month and fee-free card spending abroad