Zopa Biscuit Current Account - £20 Bonus

Overview

Zopa is a fully licensed, FCA-regulated and FSCS-protected UK digital bank. Open a Biscuit current account via the 'Get This Offer' button on this page, make 3 card transactions within 30 days, and you'll both get £20.

How to Claim

1. Click the 'Get This Offer' button on this page and enter your phone number
2. Sign up using your phone number or email
3. Open a Biscuit current account in the app
4. Verify your ID (passport or driving licence)
5. Make at least 3 card transactions within 30 days of opening the account — these can be as little as 1p each
6. Receive £20 in your account within 30 days of completing the requirements

Requirements

• Must be a new Zopa customer (never had a Zopa product before)
• Must sign up via a referral link
• UK resident, aged 18+
• Must pass identity verification
• Make 3+ card transactions within 30 days of opening (any amount — 1p is enough)

Important Terms

• Offer ends 29 June 2026 — sign up via the link before then
• £20 is paid as cash into your Zopa account within 30 days of completing the requirements
• Cannot be combined with other Zopa referral promotions
• Only the last referral link clicked qualifies for the reward
• Reward is forfeited if the account is closed or suspended before payment

Tips

• There's no minimum spend — each card transaction can be as little as 1p, so 3 tiny payments are enough
• Quickest route: top up a savings/e-money app (Chip, Plum, Moneybox etc.) 3 times, then withdraw the money back — that's 3 card transactions done in minutes
• Or just tap your card / Apple Pay on 3 small everyday purchases
• Competitive easy-access savings rates and direct-debit cashback also available