Klarna Debit - Free £10 for Topping Up & Spending

Overview

Klarna Debit is Klarna's free debit card, and new customers can earn £10 cashback by topping up £15 and making 3 transactions of £5+ (no actual spending required, see Easy Method below). The £10 lands in your Klarna cashback balance and can be withdrawn instantly to any bank account.

How to Claim

1. Sign up for a Klarna Debit card via the 'Get This Offer' button
2. Top up your Klarna account with £15
3. Make 3 transactions of £5 or more at retail merchants
4. £10 lands in your Klarna cashback balance instantly after the 3rd transaction
5. Withdraw to any UK bank account

Easy Method (No Spending Required)

Klarna recently tightened the rules — top-ups to financial accounts (Trading 212, Revolut, Monzo) no longer count as qualifying transactions. The reliable workaround now is Amazon gift card top-ups:

1. Add your Klarna Debit card to Apple Pay or Google Pay
2. In the Amazon app, go to Account → Gift Cards → Reload your balance
3. Top up £5 using the Klarna card — repeat 3 times
4. The £10 bonus appears instantly under More → Cashback in the Klarna app
5. Redeem the cashback to your Klarna balance, then withdraw to your bank
6. The £15 sits on your Amazon balance, usable on any future Amazon purchase

Total time: under 10 minutes. Note: Klarna keeps patching workarounds, so methods that work today may stop working without notice — if Amazon top-ups fail, fall back to a regular £5+ retail purchase.

Requirements

• UK resident, 18+
• New Klarna Debit customer
• Smartphone with the Klarna app

Important Terms

• Transactions must be £5 or more each
• Top-ups to financial accounts (Trading 212, Revolut, Monzo) do not qualify
• Reward is paid as cashback, not bank credit
• Standard Klarna account terms apply